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Money & Marriage
When Nathan and I were engaged and went to premarital counseling, we realized we had very different ways of handling money. Throughout...

Michele Jones
Nov 5, 20202 min read


Life Insurance
As Benjamin Franklin famously said, “In this world nothing can be said to be certain, except death and taxes”. So today we are going to...

Michele Jones
Nov 2, 20202 min read


529 Plans
As parents we want to make sure that our kids have the best opportunities in life. One of those opportunities is college. Currently...

Michele Jones
Oct 28, 20201 min read


Dealing with Financial Stress
Financial Stress is worry, fear and/or anxiety about your finances. I remember being here before we got our finances on track with a...

Michele Jones
Oct 25, 20202 min read


Spending Habits Part 2
Breaking Habits can be very hard, especially during times of stress when those habits can make us feel good in the short run. This is...

Michele Jones
Oct 21, 20202 min read


Changing Spending Habits Part 1
I remember growing up and watching my dad pay the bills each month, he had a notebook that was labeled “Bill’s bills” (his name is...

Michele Jones
Oct 18, 20202 min read


Finances after Covid Part 2
Finishing off the topic of finances after covid, here are my final tips: #4: Make a plan for items that were put off. Mine and Nathan’s...

Michele Jones
Oct 14, 20201 min read


Finances After Covid Part 1
In 2008 when the Great Recession began, Nathan and I were completely unprepared financially for any of what was to come. However,...

Michele Jones
Oct 11, 20202 min read


Christmas Savings Part 4
Here are my final thoughts on how to save for Christmas… #5: Sell Stuff. Go through your home and figure out what you aren’t using...

Michele Jones
Oct 7, 20202 min read


Christmas Savings Part 3
So what are some ways to save for Christmas? #1: If you still have cable, cancel it! Nathan and I have been using Hulu, Netflix, Disney+...

Michele Jones
Oct 4, 20202 min read


Christmas Savings Part 2
So more about Christmas Savings! I spoke of using a Sinking Fund in the last post, so let me explain a little more about what exactly...

Michele Jones
Sep 30, 20201 min read


Saving for Christmas Part 1
I realize it’s not even October yet, but the Holidays will be upon us quickly. I am going to share over the next few posts, how to save...

Michele Jones
Sep 27, 20201 min read


Do you need a Credit Score?
Before Nathan and I purchased our home, we had no credit score, as we had no debt. We went to a car dealer to purchase a new car in cash....

Michele Jones
Sep 23, 20202 min read


High Yield Savings Accounts
I'm going to share with you today one of my favorite things...FREE money! Everyone loves FREE money, right? The best way I have found...

Michele Jones
Sep 20, 20201 min read


Creating Financial Goals
The other day Zach, my youngest, was in the backyard and he wanted me to push him on the swing set. As I was pushing him, he kept...

Michele Jones
Sep 13, 20201 min read


Why Create a Budget
When Nathan and I were first married I was the one who figured out our finances. At the time we were both in Grad School, so there was...

Michele Jones
Sep 9, 20202 min read


Our Journey
After many years of struggling financially, Nathan and I found ourselves in severe financial trouble. We had short sold our condo and...

Michele Jones
Sep 6, 20201 min read


What is a Financial Coach?
78% of Americans are currently living paycheck to paycheck according to Forbes Magazine. 75% are just “winging it” with their finances...

Michele Jones
Sep 2, 20201 min read
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